About the Product
Home Loan Scheme Mortgage Loan Scheme NRP Loan Scheme

Home Loan Scheme

Type of borrower Age of the borrower Location Amount of loan (Rs.) Tenure of loan Purpose of loan Loan to value ratio (ltv)
Staff members,Allottees of Sahara States,Individuals,Sahara Depositors & Field workers of Sahara Minimum 21 years and Maximum 65 years  All SHCL locations Rs.1 - 100 Lac 5-20 yrs Purchase of Flat / Bungalow / Apartment, Construction of houses, Repairs, Renovation & Extension of Property, Loan take over from another HFC/Bank Reasonable amount of finance on the cost of the property (including registration charges)
Self Employed Professional & Self Employed Non Professional (Min.income Rs.3,00,000/-p.a.)  Minimum 21 years and Maximum 65 years  All SHCL locations 5 Lac to 100 Lac 5-20 yrs Purchase of Flat / Bungalow / Apartment, Construction of houses, Repairs, Renovation & Extension of Property, Loan take over from another HFC/Bank Reasonable amount of finance on the cost of the property (including registration charges)
Self Employed Professional & Self Employed Non Professional (Min. income Rs.1,20,000/-p.a.) Minimum 21 years and Maximum 65 years  All SHCL locations 5 Lac to 100 Lac 5-20 yrs Purchase of Flat / Bungalow / Apartment, Construction of houses, Repairs, Renovation & Extension of Property, Loan take over from another HFC/Bank Reasonable amount of finance on the cost of the property (including registration charges)

*For Rate of Interest & other formalities please call us at your nearest SHCL branch.

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