Home Loan Scheme
| Type of borrower |
Age of the borrower |
Location |
Amount of loan (Rs.) |
Tenure of loan |
Purpose of loan |
Loan to value ratio (ltv) |
| Individuals |
Minimum 21 years and Maximum 65 years |
All SHCL locations |
Rs 1 - 100 Lac |
5-20 yrs |
Purchase of Flat / Bungalow / Apartment, Construction of houses, Repairs, Renovation & Extension of Property, Loan take over from another HFC/Bank |
Reasonable amount of finance on the cost of the property (including registration charges) |
| Self Employed Professional & Self Employed Non Professional (Minimum Income Rs 3,00,000/-p.a.) |
Minimum 21 years and Maximum 65 years |
All SHCL locations |
5 Lac to 100 Lac |
5-20 yrs |
Purchase of Flat / Bungalow / Apartment, Construction of houses, Repairs, Renovation & Extension of Property, Loan take over from another HFC/Bank |
Reasonable amount of finance on the cost of the property (including registration charges) |
| Self Employed Professional & Self Employed Non Professional (Minimum Income Rs 1,20,000/- p.a.) |
Minimum 21 years and Maximum 65 years |
All SHCL locations |
5 Lac to 100 Lac |
5 - 20 yrs |
Purchase of Flat / Bungalow / Apartment, Construction of houses, Repairs, Renovation & Extension of Property, Loan take over from another HFC/Bank |
Reasonable amount of finance on the cost of the property (including registration charges) |
*For Rate of Interest & other formalities please call us at your nearest SHCL branch.
